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Home Mortgage Refinance Loans in California > Refinance Home Loans

Are you looking for a refinance home loan?

People most commonly use a refinance loan to:

  • Convert a higher interest rate mortgage to a lower interest rate mortgage
  • Lower their cost of debt by converting non-tax-deductible debt, such as credit cards or car loans, to tax-deductible mortgage debt.
  • Convert an adjustable rate mortgage to a fixed rate.
  • Consolidate a first and second mortgage into one lower-rate mortgage.
  • To get cash for family needs/expenses (tuition, medical expenses, etc.)
  • To reduce the term of their mortgage.

The key point to remember in all these instances is a refinanced mortgage offers you tax-deductible borrowing (which effectively lowers your cost of borrowing).

Is a refinance a smart move for you?

Call today for a FREE consultation, email us, or apply online.

Why wait? Start the loan process today by simply filling out a FREE loan request form!

 



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